Your Complete Guide to Car Warranty Types and Coverage
Car warranties are essential protections that come with vehicle purchases. Here's what you need to know about the different types and their coverage.
Types of Car Warranties
- Factory Warranty
- Starts from vehicle delivery date
- Covers manufacturer defects
- Limited coverage period
- Service restricted to certified dealerships
- Extended Warranty
- Offered by manufacturers and dealers
- Longer coverage period
- Additional features and perks
- Various coverage plans available
- Third-Party Warranty
- Coverage up to 250,000 miles
- Available for high-mileage vehicles (100,000+ miles)
- Multiple plan options (4-7 plans)
- Repairs at any certified facility
- Includes breakdown services
Coverage Classifications
- Bumper-to-bumper
- Rust and corrosion
- Powertrain
- Accessory warranty
What's Covered
- Paint and body issues (3-year coverage)
- Corrosion (6-10 years coverage)
- Braking system components
- Propulsion components
- Battery and electrical system
- Basic suspension parts
What's Not Covered
- Spark and glow plugs
- Headlamps
- Drive belts
- Brake pads
- Technical fluids
- All filters (oil, air, fuel, cabin)
- Electrical fuses
Important Considerations
- Coverage limits based on mileage
- Natural disaster damage not included
- Regular maintenance required
- Damage investigation may be required for claims
Key Takeaways
- Choose warranty type based on driving needs and climate
- Read coverage details carefully before purchase
- Maintain vehicle according to manufacturer specifications
- Keep detailed maintenance records
- Understand claim procedures and requirements
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